Effective Date: April 22, 2025
By accessing or using the Cashtrak app (the “App”), you agree to be bound by these Terms of Service (the “Terms”) and our Privacy Policy. If you do not agree with any part of the Terms, you may not use the App.
The App is intended solely to assist with personal expense tracking. It does not provide financial, legal, or tax advice. You are solely responsible for any decisions made based on your use of the App.
You agree to use the App at your own risk. The App is provided “as is” without warranties of any kind, express or implied, including accuracy, reliability, or suitability for a particular purpose.
THE INFORMATION, SOFTWARE, PRODUCTS, SERVICES, AND CONTENT AVAILABLE IN THE APP ARE PROVIDED TO YOU “AS IS” AND WITHOUT WARRANTY. 308 LABS LLC AND ITS SUBSIDIARIES, AFFILIATES, OFFICERS, EMPLOYEES, AGENTS, PARTNERS, AND LICENSORS HEREBY DISCLAIM ALL WARRANTIES WITH REGARD TO SUCH INFORMATION, SOFTWARE, PRODUCTS, SERVICES, AND CONTENT, INCLUDING, WITHOUT LIMITATION, ALL IMPLIED WARRANTIES AND CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.
308 LABS LLC AND ITS SUBSIDIARIES, AFFILIATES, OFFICERS, EMPLOYEES, AGENTS, PARTNERS, AND LICENSORS MAKE NO WARRANTY THAT: (a) THE APP WILL MEET YOUR REQUIREMENTS; (b) THE APP WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE; (c) THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE APP WILL BE ACCURATE OR RELIABLE; (d) THE QUALITY OF ANY PRODUCTS, SERVICES, INFORMATION, OR OTHER MATERIAL PURCHASED OR OBTAINED THROUGH THE APP WILL MEET YOUR EXPECTATIONS; OR (e) ANY ERRORS IN THE APP WILL BE CORRECTED.
To the fullest extent permitted by law, 308 Labs LLC disclaims all liability for any damages arising out of your use or inability to use the App. This includes direct, indirect, incidental, special, and consequential damages.
You agree to indemnify and hold harmless 308 Labs LLC from any claims, losses, or liabilities resulting from your use of the App or violation of these Terms.
Information for European Union Customers: By using Cashtrak and providing your information, you authorize us to collect, use, and store your information outside of the European Union.
The App is not intended for and is not designed to attract children under 13 years of age.
The App is for your personal and noncommercial use. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, or sell any part of the App or its content.
The App allows you to enter and store content such as expense records, notes, category names, or other data ("User Content"). You retain ownership of your User Content. However, by using the App, you grant 308 Labs LLC a worldwide, non-exclusive, royalty-free, perpetual license to store, use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display your User Content for any lawful purpose.
You represent and warrant that you have all necessary rights to submit your User Content and that it does not violate any applicable laws or the rights of any third party. We do not monitor or moderate User Content, but we reserve the right to remove or disable access to any content that we believe violates these Terms or applicable laws.
We reserve the right at any time and from time to time to modify or discontinue, temporarily or permanently, the App or any portion thereof with or without notice. You agree that we shall not be liable to you or to any third party for any such modification, suspension or discontinuance.
We may revise these Terms at any time. Continued use of the App after such changes constitutes your acceptance of the updated Terms.
These Terms shall be governed by the laws of the State of New York, without regard to its conflict of law rules.
In the event of any dispute, claim, or controversy arising out of or relating to these Terms or the App, the parties agree to resolve the dispute through binding arbitration conducted in New York, New York, under the Commercial Arbitration Rules of the American Arbitration Association (“AAA”). The arbitration shall be conducted by a single arbitrator, and judgment on the arbitration award may be entered in any court having jurisdiction thereof.
To the fullest extent permitted by applicable law, you agree that any dispute resolution proceeding will be conducted only on an individual basis and not in a class, consolidated, or representative action.
This arbitration agreement applies to all claims arising out of or relating to these Terms, your use of the App, or your relationship with 308 Labs LLC, whether based in contract, tort, statute, fraud, misrepresentation, or any other legal theory.
Each party shall bear its own costs in connection with the arbitration. The arbitrator may award the prevailing party reimbursement of reasonable attorneys’ fees and costs.
By agreeing to these Terms, you waive your right to a jury trial or to participate in a class action. If for any reason this arbitration provision is found to be unenforceable, any legal action shall be brought exclusively in the state or federal courts located in New York County, New York.
All content and materials included in the App, including but not limited to text, graphics, logos, icons, images, audio clips, data compilations, and software, are the property of 308 Labs LLC or its licensors and are protected by copyright, trademark, and other applicable laws.
Subject to your compliance with these Terms, 308 Labs LLC grants you a limited, non-exclusive, non-transferable, revocable license to download, install, and use the App for your personal, non-commercial use. This license does not allow you to modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, or sell any part of the App or its content.
You may not use any of our trademarks or trade dress without our prior written permission.
You agree not to use the App in any way that:
We reserve all rights not expressly granted in these Terms. Any unauthorized use of the App or its content may violate applicable laws and result in legal action.
We reserve the right to suspend or terminate your access to the App at our sole discretion, at any time, and without notice, for conduct that we believe violates these Terms or is otherwise harmful to other users, us, or third parties, or for any other reason.
We are under no obligation to provide support or maintenance for the App. We do not guarantee that the App will be available at all times or that it will be free from errors, interruptions, or security issues.
If any provision of these Terms is found to be unenforceable, the remaining provisions will remain in full force and effect. Our failure to enforce any right or provision under these Terms shall not constitute a waiver of such right or provision.
Sections relating to intellectual property, limitations of liability, disclaimers, dispute resolution, indemnification, and any other provisions which by their nature should survive, shall remain in effect even after termination of your use of the App.
If you have any questions about these Terms, please contact us:
308 Labs LLC
Email: [email protected]
All notices under these Terms may be provided by posting updates directly within the App or on our website. You agree that such notice is sufficient and effective.